About
Built from a real small-business problem.
RESERVD started inside a small Australian trade business. Money would land in the bank — but the balance never said what was actually ours.
Every payment raised the same questions:
- How much of this still belongs to the jobs we’ve just been paid for?
- How much has to be protected for GST and tax?
- What do we need to keep the business running safely?
- And what, if anything, is genuinely available?
Xero had the records and the bank had the balance, but neither answered those questions. The answers lived in someone’s head or a spreadsheet — or turned up the hard way at BAS time.
So we built RESERVD to answer them properly, first for our own business. It reads what Xero already knows and works through every payment the same careful way: protect GST, tax and job costs, keep the business running, and only then show what’s genuinely available. Once it worked for us, we started building it for other small-business owners.
What we believe
Clear beats clever. Every figure comes with a plain-English reason. If something doesn’t add up, RESERVD says so.
Conservative by default. When information is missing or uncertain, RESERVD protects more, not less — and labels estimates as estimates.
Your accountant still matters. RESERVD helps with day-to-day cash decisions. It works alongside your accountant, not instead of them.
Your money, your decision. RESERVD never moves money. It shows the picture; you decide what to do.
Where we are
RESERVD is in early access. It runs day to day in a real business, and we’re now opening it to other small-business owners. If you try it, we’d love to hear what works and what doesn’t.