How it works
From “we got paid” to “here’s what’s ours”.
No spreadsheets and no accounting knowledge needed. Here’s what happens, step by step.
Set up your business
Create your account and answer a few short questions — your business name, whether you’re registered for GST, and how you pay yourself. Anything you’re unsure about can be skipped and confirmed later.
Connect your accounting software
Xero is available now: sign in through Xero and choose the organisation this business uses — RESERVD never sees your Xero password. Support for more accounting platforms, CSV import and a manual mode is planned.
RESERVD reads your financial context
It reads your bank balance, profit and loss, invoices and payments. Payments already in Xero are recorded as history, so they’re never counted as new money.
New payments are analysed
When Xero records a new payment, RESERVD works out its GST, the tax on its profit, the job costs it still has to cover, and your commitments.
RESERVD shows what needs protecting
Protected money is shown separately from cash you can use, with a plain-English reason for every figure. If something is short, RESERVD tells you how short.
You see what’s genuinely available
Your Overview ends with Safe to Save — what’s left after everything else is covered. You decide what to do with it; RESERVD never moves money.
A planning tool, not an adviser
RESERVD helps you see your cash clearly. It doesn’t replace your accountant, and its tax figures are planning estimates until your accountant confirms them.